• About Us

  • Our Services

  • Individuals

  • Contact

  • News

  • More

    West Michigan's Employee Benefit Resource

    P: 616-233-9050 ~ F: 616-285-6117

    6147 28th Street SE
    Suite 11
    Grand Rapids, MI 49546

    designed and developed by: 

    • Facebook Black Round
    • LinkedIn Black Round
    • download
    When does wellness work?

    When does wellness work?

    Effective programs move beyond ROI to look at value on investment. Employee wellness programs burst onto the scene with a promise that was too good to pass up: Healthier employees = reduced insurance costs, greater productivity and higher profits. The good news is a well-executed wellness program can deliver on this lofty objective, says Hans Hage, vice president of product development for StayWell in St. Paul, Minnesota. “Every indication we have supports the conclusion that
    6 essential aspects of workplace culture

    6 essential aspects of workplace culture

    Yet another study is showing that money isn’t the only thing that can make a worker stay — and it’s not even at the top of the list for many employees. The main ingredients to crafting a successful culture are purpose, opportunity, success, appreciation, wellbeing and leadership, according to “The Six Essential Aspects of Workplace Culture to Focus on Today,” a joint study by the O.C. Tanner Institute, Y2 Analytics and Harvard Business School professor, Ashley Whillan. “Organ
    Strategies employers are using to manage health care costs

    Strategies employers are using to manage health care costs

    Employers expect to step up their health care cost management strategies over the next three years, as their expenses are expected to rise by 5.5 percent in 2018, up from a 4.6 percent increase in 2017, according to the Willis Towers Watson 2017 Health Care Employer Survey. “While employers made significant progress over the last few years refining their subsidy and vendor/carrier strategies, many are now looking to other aspects of their health benefit programs in order to i
    Just beginning to think about long-term care?

    Just beginning to think about long-term care?

    In the year 2000, almost 10 million people needed some form of long-term care in the United States. Of this population, 3.6 million (37%) were under age 65 and 6 million (63%) were over age 65 (Roger & Komisar, 2003). Recent research suggests that most Americans turning age 65 will need long-term care at some point in their lives. This section of the website provides basic information so you can begin to think about how you will handle the need for long-term care. Your path w
    {"items":["5f8f108d77cb690017d6f0f7","5f8f108d77cb690017d6f0f8","5f8f108d77cb690017d6f0f9","5f8f108d77cb690017d6f0fa"],"styles":{"galleryType":"Columns","groupSize":1,"showArrows":true,"cubeImages":true,"cubeType":"fill","cubeRatio":1.3333333333333333,"isVertical":true,"gallerySize":30,"collageAmount":0,"collageDensity":0,"groupTypes":"1","oneRow":false,"imageMargin":32,"galleryMargin":0,"scatter":0,"chooseBestGroup":true,"smartCrop":false,"hasThumbnails":false,"enableScroll":true,"isGrid":true,"isSlider":false,"isColumns":false,"isSlideshow":false,"cropOnlyFill":false,"fixedColumns":1,"enableInfiniteScroll":true,"isRTL":false,"minItemSize":50,"rotatingGroupTypes":"","rotatingCubeRatio":"","gallerySliderImageRatio":1.7777777777777777,"numberOfImagesPerRow":1,"numberOfImagesPerCol":1,"groupsPerStrip":0,"borderRadius":0,"boxShadow":0,"gridStyle":1,"mobilePanorama":false,"placeGroupsLtr":false,"viewMode":"preview","thumbnailSpacings":4,"galleryThumbnailsAlignment":"bottom","isMasonry":false,"isAutoSlideshow":false,"slideshowLoop":false,"autoSlideshowInterval":4,"bottomInfoHeight":0,"titlePlacement":"SHOW_ON_THE_RIGHT","galleryTextAlign":"center","scrollSnap":false,"itemClick":"nothing","fullscreen":true,"videoPlay":"hover","scrollAnimation":"NO_EFFECT","slideAnimation":"SCROLL","scrollDirection":0,"overlayAnimation":"FADE_IN","arrowsPosition":0,"arrowsSize":23,"watermarkOpacity":40,"watermarkSize":40,"useWatermark":true,"watermarkDock":{"top":"auto","left":"auto","right":0,"bottom":0,"transform":"translate3d(0,0,0)"},"loadMoreAmount":"all","defaultShowInfoExpand":1,"allowLinkExpand":true,"expandInfoPosition":0,"allowFullscreenExpand":true,"fullscreenLoop":false,"galleryAlignExpand":"left","addToCartBorderWidth":1,"addToCartButtonText":"","slideshowInfoSize":200,"playButtonForAutoSlideShow":false,"allowSlideshowCounter":false,"hoveringBehaviour":"NEVER_SHOW","thumbnailSize":120,"magicLayoutSeed":1,"imageHoverAnimation":"NO_EFFECT","imagePlacementAnimation":"NO_EFFECT","calculateTextBoxWidthMode":"PERCENT","textBoxHeight":0,"textBoxWidth":200,"textBoxWidthPercent":50,"textImageSpace":10,"textBoxBorderRadius":0,"textBoxBorderWidth":0,"loadMoreButtonText":"","loadMoreButtonBorderWidth":1,"loadMoreButtonBorderRadius":0,"imageInfoType":"ATTACHED_BACKGROUND","itemBorderWidth":5,"itemBorderRadius":0,"itemEnableShadow":false,"itemShadowBlur":20,"itemShadowDirection":135,"itemShadowSize":10,"imageLoadingMode":"BLUR","expandAnimation":"NO_EFFECT","imageQuality":90,"usmToggle":false,"usm_a":0,"usm_r":0,"usm_t":0,"videoSound":false,"videoSpeed":"1","videoLoop":true,"gallerySizeType":"px","gallerySizePx":670,"allowTitle":true,"allowContextMenu":true,"textsHorizontalPadding":-30,"itemBorderColor":{"themeName":"color_11","value":"rgba(255,255,255,1)"},"showVideoPlayButton":true,"galleryLayout":2,"targetItemSize":670,"selectedLayout":"2|bottom|1|fill|true|0|true","layoutsVersion":2,"selectedLayoutV2":2,"isSlideshowFont":false,"externalInfoHeight":0,"externalInfoWidth":0.5},"container":{"width":670,"galleryWidth":702,"galleryHeight":0,"scrollBase":0,"height":null}}
    Featured Posts
    2020 Employer Health Benefits Annual Survey

    2020 Employer Health Benefits Annual Survey

    It’s That Time of the Year Again: Flu Season

    It’s That Time of the Year Again: Flu Season

    Before You Turn 65, 10 Things To Know About Medicare

    Before You Turn 65, 10 Things To Know About Medicare

    I’m Leaving My Job – And My Insurance, What Options Do I Have?

    I’m Leaving My Job – And My Insurance, What Options Do I Have?

    The Marketplace Is Proud To Partner With RCB & Associates, LLC!

    The Marketplace Is Proud To Partner With RCB & Associates, LLC!

    Preparing for an Unprecedented Open Enrollment Period

    Preparing for an Unprecedented Open Enrollment Period

    5 Things to Improve Your Mental Health

    5 Things to Improve Your Mental Health

    Catch up with your friends at RCB & Associates, LLC

    Catch up with your friends at RCB & Associates, LLC

    The Triple Tax Advantages Of Your HSA Plan

    The Triple Tax Advantages Of Your HSA Plan

    The Insurance Policies You Need After Retirement

    The Insurance Policies You Need After Retirement

    {"items":["5fa6f9a39fbb5a0017574deb","5fa2d32424beb70017fdcf8c","5f8f1087b3fd980017d5f422","5f8f1087b3fd980017d5f423","5f8f1087b3fd980017d5f424","5f8f1087b3fd980017d5f425","5f8f1087b3fd980017d5f429","5f8f108890fdc500170cefbf","5f8f108890fdc500170cefc3","5f8f1088773f190017cec0fc"],"styles":{"galleryType":"Strips","groupSize":1,"showArrows":true,"cubeImages":true,"cubeType":"fill","cubeRatio":"100%/100%","isVertical":false,"gallerySize":30,"collageDensity":0.8,"groupTypes":"1","oneRow":true,"imageMargin":0,"galleryMargin":0,"scatter":0,"chooseBestGroup":true,"smartCrop":false,"hasThumbnails":false,"enableScroll":true,"isGrid":false,"isSlider":false,"isColumns":false,"isSlideshow":true,"cropOnlyFill":false,"fixedColumns":1,"enableInfiniteScroll":true,"isRTL":false,"minItemSize":120,"rotatingGroupTypes":"","rotatingCubeRatio":"","gallerySliderImageRatio":1.7777777777777777,"numberOfImagesPerRow":3,"numberOfImagesPerCol":1,"groupsPerStrip":0,"borderRadius":0,"boxShadow":0,"gridStyle":0,"mobilePanorama":false,"placeGroupsLtr":false,"viewMode":"preview","thumbnailSpacings":4,"galleryThumbnailsAlignment":"bottom","isMasonry":false,"isAutoSlideshow":true,"slideshowLoop":false,"autoSlideshowInterval":3,"bottomInfoHeight":0,"titlePlacement":"SHOW_ON_HOVER","galleryTextAlign":"center","scrollSnap":true,"itemClick":"nothing","fullscreen":true,"videoPlay":"hover","scrollAnimation":"NO_EFFECT","slideAnimation":"SCROLL","scrollDirection":1,"overlayAnimation":"FADE_IN","arrowsPosition":0,"arrowsSize":18,"watermarkOpacity":40,"watermarkSize":40,"useWatermark":true,"watermarkDock":{"top":"auto","left":"auto","right":0,"bottom":0,"transform":"translate3d(0,0,0)"},"loadMoreAmount":"all","defaultShowInfoExpand":1,"allowLinkExpand":true,"expandInfoPosition":0,"allowFullscreenExpand":true,"fullscreenLoop":false,"galleryAlignExpand":"left","addToCartBorderWidth":1,"addToCartButtonText":"","slideshowInfoSize":160,"playButtonForAutoSlideShow":false,"allowSlideshowCounter":false,"hoveringBehaviour":"NEVER_SHOW","thumbnailSize":120,"magicLayoutSeed":1,"imageHoverAnimation":"NO_EFFECT","imagePlacementAnimation":"NO_EFFECT","calculateTextBoxWidthMode":"PERCENT","textBoxHeight":0,"textBoxWidth":200,"textBoxWidthPercent":50,"textImageSpace":10,"textBoxBorderRadius":0,"textBoxBorderWidth":0,"loadMoreButtonText":"","loadMoreButtonBorderWidth":1,"loadMoreButtonBorderRadius":0,"imageInfoType":"ATTACHED_BACKGROUND","itemBorderWidth":0,"itemBorderRadius":0,"itemEnableShadow":false,"itemShadowBlur":20,"itemShadowDirection":135,"itemShadowSize":10,"imageLoadingMode":"BLUR","expandAnimation":"NO_EFFECT","imageQuality":90,"usmToggle":false,"usm_a":0,"usm_r":0,"usm_t":0,"videoSound":false,"videoSpeed":"1","videoLoop":true,"gallerySizeType":"px","gallerySizePx":220,"allowTitle":true,"allowContextMenu":true,"textsHorizontalPadding":-30,"showVideoPlayButton":true,"galleryLayout":5,"targetItemSize":220,"selectedLayout":"5|bottom|1|fill|false|1|true","layoutsVersion":2,"selectedLayoutV2":5,"isSlideshowFont":true,"externalInfoHeight":0,"externalInfoWidth":0},"container":{"width":220,"height":284,"galleryWidth":220,"galleryHeight":123,"scrollBase":0}}
    Recent Posts
    RCB & Associates achieves Elite status for enrolling over 100 consumers during Open Enrollment

    RCB & Associates achieves Elite status for enrolling over 100 consumers during Open Enrollment

    5 Tips For Maximizing Your Benefits During Open Enrollment

    5 Tips For Maximizing Your Benefits During Open Enrollment

    2020 Employer Health Benefits Annual Survey

    2020 Employer Health Benefits Annual Survey

    It’s That Time of the Year Again: Flu Season

    It’s That Time of the Year Again: Flu Season

    When is Medicare Open Enrollment?

    When is Medicare Open Enrollment?

    Before You Turn 65, 10 Things To Know About Medicare

    Before You Turn 65, 10 Things To Know About Medicare

    I’m Leaving My Job – And My Insurance, What Options Do I Have?

    I’m Leaving My Job – And My Insurance, What Options Do I Have?

    The Marketplace Is Proud To Partner With RCB & Associates, LLC!

    The Marketplace Is Proud To Partner With RCB & Associates, LLC!

    Preparing for an Unprecedented Open Enrollment Period

    Preparing for an Unprecedented Open Enrollment Period

    Top employee stressors identified in study

    Top employee stressors identified in study

    {"items":["5fc503d8045e230017d8df27","5fa6fdf7f30f740017e2cd51","5fa6f9a39fbb5a0017574deb","5fa2d32424beb70017fdcf8c","5f8f1087b3fd980017d5f421","5f8f1087b3fd980017d5f422","5f8f1087b3fd980017d5f423","5f8f1087b3fd980017d5f424","5f8f1087b3fd980017d5f425","5f8f1087b3fd980017d5f426"],"styles":{"galleryType":"Columns","groupSize":1,"showArrows":true,"cubeImages":true,"cubeType":"max","cubeRatio":1.7777777777777777,"isVertical":true,"gallerySize":30,"collageAmount":0,"collageDensity":0,"groupTypes":"1","oneRow":false,"imageMargin":22,"galleryMargin":0,"scatter":0,"chooseBestGroup":true,"smartCrop":false,"hasThumbnails":false,"enableScroll":true,"isGrid":true,"isSlider":false,"isColumns":false,"isSlideshow":false,"cropOnlyFill":false,"fixedColumns":0,"enableInfiniteScroll":true,"isRTL":false,"minItemSize":50,"rotatingGroupTypes":"","rotatingCubeRatio":"","gallerySliderImageRatio":1.7777777777777777,"numberOfImagesPerRow":3,"numberOfImagesPerCol":1,"groupsPerStrip":0,"borderRadius":0,"boxShadow":0,"gridStyle":0,"mobilePanorama":false,"placeGroupsLtr":false,"viewMode":"preview","thumbnailSpacings":4,"galleryThumbnailsAlignment":"bottom","isMasonry":false,"isAutoSlideshow":false,"slideshowLoop":false,"autoSlideshowInterval":4,"bottomInfoHeight":0,"titlePlacement":["SHOW_ON_THE_RIGHT","SHOW_BELOW"],"galleryTextAlign":"center","scrollSnap":false,"itemClick":"nothing","fullscreen":true,"videoPlay":"hover","scrollAnimation":"NO_EFFECT","slideAnimation":"SCROLL","scrollDirection":0,"overlayAnimation":"FADE_IN","arrowsPosition":0,"arrowsSize":23,"watermarkOpacity":40,"watermarkSize":40,"useWatermark":true,"watermarkDock":{"top":"auto","left":"auto","right":0,"bottom":0,"transform":"translate3d(0,0,0)"},"loadMoreAmount":"all","defaultShowInfoExpand":1,"allowLinkExpand":true,"expandInfoPosition":0,"allowFullscreenExpand":true,"fullscreenLoop":false,"galleryAlignExpand":"left","addToCartBorderWidth":1,"addToCartButtonText":"","slideshowInfoSize":200,"playButtonForAutoSlideShow":false,"allowSlideshowCounter":false,"hoveringBehaviour":"NEVER_SHOW","thumbnailSize":120,"magicLayoutSeed":1,"imageHoverAnimation":"NO_EFFECT","imagePlacementAnimation":"NO_EFFECT","calculateTextBoxWidthMode":"PERCENT","textBoxHeight":60,"textBoxWidth":200,"textBoxWidthPercent":75,"textImageSpace":10,"textBoxBorderRadius":0,"textBoxBorderWidth":0,"loadMoreButtonText":"","loadMoreButtonBorderWidth":1,"loadMoreButtonBorderRadius":0,"imageInfoType":"ATTACHED_BACKGROUND","itemBorderWidth":0,"itemBorderRadius":0,"itemEnableShadow":false,"itemShadowBlur":20,"itemShadowDirection":135,"itemShadowSize":10,"imageLoadingMode":"BLUR","expandAnimation":"NO_EFFECT","imageQuality":90,"usmToggle":false,"usm_a":0,"usm_r":0,"usm_t":0,"videoSound":false,"videoSpeed":"1","videoLoop":true,"gallerySizeType":"px","gallerySizePx":1000,"allowTitle":true,"allowContextMenu":true,"textsHorizontalPadding":-30,"itemBorderColor":{"themeName":"color_12","value":"rgba(234,234,234,0)"},"showVideoPlayButton":true,"galleryLayout":2,"calculateTextBoxHeightMode":"MANUAL","targetItemSize":1000,"selectedLayout":"2|bottom|1|max|true|0|true","layoutsVersion":2,"selectedLayoutV2":2,"isSlideshowFont":true,"externalInfoHeight":60,"externalInfoWidth":0.75},"container":{"width":220,"galleryWidth":242,"galleryHeight":0,"scrollBase":0,"height":null}}
    Archive
    • November 2020 (4)
    • October 2020 (1)
    • September 2020 (4)
    • August 2020 (2)
    • July 2020 (3)
    • June 2020 (2)
    • May 2020 (6)
    • April 2020 (3)
    • March 2020 (5)
    • February 2020 (3)
    • January 2020 (1)
    • December 2019 (1)
    • September 2019 (2)
    • August 2019 (2)
    • July 2019 (4)
    • June 2019 (1)
    • May 2019 (1)
    • April 2019 (4)
    • March 2019 (3)
    • February 2019 (3)
    • January 2019 (5)
    • December 2018 (5)
    • November 2018 (2)
    • October 2018 (3)
    • September 2018 (1)
    • August 2018 (3)
    • July 2018 (2)
    • June 2018 (4)
    • May 2018 (4)
    • April 2018 (4)
    • March 2018 (4)
    • February 2018 (3)
    • January 2018 (5)
    • December 2017 (1)
    • November 2017 (3)
    • October 2017 (1)
    • September 2017 (3)
    • August 2017 (4)
    • July 2017 (3)
    • June 2017 (4)
    • May 2017 (3)
    • April 2017 (3)
    • March 2017 (1)
    • February 2017 (1)
    • May 2014 (1)
    Search By Tags
    • 1095
    • 1099 vs employee
    • ACA
    • ACA Subsidies
    • ADA
    • Adiction in the workplace
    • Adoption
    • affordable care act
    • Affordable coverage Test
    • Agent support
    • Agents value
    • AHP's
    • AMA
    • Attract the best candidates
    • Back to basics
    • BCBSM
    • Becoming self-employed
    • Benefits
    • Better sleep
    • CEO
    • cobra
    • Cobra Insurance
    • Communication
    • Commuter allowance
    • Competetive employee benefits
    • Consumer Spending
    • Coronavirus
    • Cost-sharing for testing
    • COVID-19
    • Coworkers
    • CPA advice
    • Critical Illness Insurance
    • Critical illnesses
    • culture
    • Dependent questions
    • Disability insurance
    • DOL
    • Eat well
    • Emergency Paid Sick Leave Act
    • Employee engagement
    • Employee safety
    • employees
    • Employer health plan options
    • Employer HealthPlans
    • Employer plans
    • Enhanced literacy
    • Enrollment period
    • Ergonomics
    • Executive Order
    • Family Planning
    • Final Expense Insurance
    • FLSA
    • Flu
    • FMLA
    • Fringe benefits
    • FSA
    • funeral Costs
    • Funeral Insurance
    • GeoBlue
    • Gig economy
    • grotenhuis
    • HDHP
    • Health advice
    • Health Benefits
    • Health Care
    • Health Care cost
    • Health care coverage
    • health care reform
    • health insurance
    • Health Insurance costs
    • Health Insurance Mandate
    • Health reimbursement arrangements
    • Health Savings Accounts
    • Health Savings Plans
    • Health, Managing Health Insurance
    Follow Us