As this year's deadly flu epidemic has inundated hospitals across the country with sick patients, an increasing number of people are seeking out virtual health care options that allow you to get a flu diagnosis -- and in some cases, even a prescription for Tamiflu -- right from your smartphone. "If you're sick, you're not feeling well, the last thing you want to do is get in your car, get on the subway to go to the hospital or your doctor," Dr. Rahul Sharma, the emergency phy

Flu and other vaccines are required to be covered by your health insurance without charging a co-payment or coinsurance. But, be sure to check with your insurance company to find out if you must go to a specific facility to receive the vaccine. Some insurance plans only cover vaccines given by your doctor or at a limited set of locations. Learn more about preventive services covered by the Affordable Care Act.

Have you considered your life insurance lately? Does the life insurance policy that you bought years ago still fit your family needs? If you have a term life insurance policy, it may make sense for you to consider switching it to a whole life policy under certain conditions — but what are those conditions? Let's start by reviewing the difference between term and whole life policies. Term life insurance policies are designed to provide protection for your family in case of you

A supplemental health insurance plan is a health care plan that covers anything above and beyond the medical coverage of your current health insurance plan. Supplemental health plans can provide added medical coverage, or, can also be purchased to cover costs not covered by your basic health insurance plan, such as co-insurance, co-pays and deductibles. Here Are a Few Examples of Supplemental Health Insurance Plan Types: Dental insurance for adults Critical Illness Insurance

I'm a fan of New Years resolutions, Happy New Year by the way. We look at our fitness, our food and sometimes our finances, and make lofty goals. It's fun and filled with hope for a better life for us and those around us. If our goals are to take better care of us and those around us, an insurance review will have a more lasting impact. Sit ups and fewer sweets will give us all better days but what happens when the unexpected happens? How will you and those who count on you t