If you're going through a change in employment and need advice on finding your own health insurance, then you definitely need to have C
The Department of Labor (DOL) recently released a final rule that gives small businesses more freedom to join as a single group to purchase health insurance in the large group market or to self-insure. These arrangements are called association health plans (AHPs). By forming AHPs, small employers can avoid certain Affordable Care Act (ACA) reforms that apply to the small group market. According to the DOL, this will provide small employers with more affordable health insurance options. However, in exchange for lower premiums, AHPs may cover fewer benefits. Most AHPs will not be subject to the ACA’s essential health benefits reform, which requires that small group plans cover a core set of i
More Americans than ever before are covered under employer-issued life insurance plans instead of individual ones. Life insurance helps families prepare for the future and for the financial burdens associated with the loss of a loved one. There are many types of life insurance plans, including supplemental life insurance, so it’s important to be knowledgeable about your options. If life insurance is offered through an employer, here are some questions to consider: IS MY EMPLOYER-ISSUED LIFE INSURANCE PLAN ENOUGH? Employer-issued life insurance is a wonderful perk if your company offers it, but – depending on the plan or your personal situation – it may not be enough. Should the unthinkable
