If you’re a low- or middle-income individual or family, you may be eligible to save money thanks to the Affordable Care Act (ACA) subsidies. These government subsidies are designed to help you pay for health insurance coverage. The Affordable Care Act made subsidies available to help qualifying Americans pay for their health insurance premiums. These subsidies work on a sliding scale, limiting what you are personally required to contribute toward your premiums to a fixed percentage of your annual income. In most cases, subsidies are available to those earning 400 percent, or lower, of the federal poverty level. If your income is below the federal poverty level, you generally do not qualify
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