

3 Ways To Position Your Small Business Benefits Offering For Success In 2019
If you’re like many small business CEO's, you’re probably thinking that despite some ongoing market volatility, your growth outlook is pretty good this year, and you may be considering additional hiring. But with the national unemployment rate at 4 percent—just up from the all-time low of 3.7 percent in October of 2018—the competition for talented workers is sure to be intense. How can you position your company for success and entice new workers into the fold? Here are three

Can HSA Contributions Be Returned To Employers?
The IRS released an information letter clarifying that employers can recover contributions erroneously made to an employee’s Health Savings Account (HSA).
Prior to this letter being issued, the guidance contained in IRS Notice 2008-59 outlined only two scenarios in which employers could recoup HSA contributions: • If an employee was never eligible for HSA contributions to begin with
• If an employer erroneously contributed amounts exceeding the maximum annual con


Opioids in the Workplace
You’ve heard of painkillers and how they can help manage your worst ailments. However, you may not be familiar with the side effects that come with them. Addiction to prescription painkillers, or opioids, is a national emergency. Nearly 100 Americans die every day from an opioid overdose, with over 40,000 opioid-related deaths each year. Shockingly, many of these instances started with a routine doctor visit. The opioid crisis isn't just crippling our nation's health and caus