• About Us

  • Our Services

  • Individuals

  • Contact

  • News

  • More

    West Michigan's Employee Benefit Resource

    P: 616-233-9050 ~ F: 616-285-6117

    6147 28th Street SE
    Suite 11
    Grand Rapids, MI 49546

    designed and developed by: 

    • Facebook Black Round
    • LinkedIn Black Round
    • download
    10 Ways To Stay Social During Social Distancing

    10 Ways To Stay Social During Social Distancing

    To limit the spread of COVID-19, we all have to do our part. For some, a few days at home may be a welcome break from the daily grind. But if not managed correctly, increased time at home during these stressful, uncertain times can take a toll on your mental and physical health. The American Psychological Association reports that social isolation can lead to poor sleep, poor cardiovascular health and depressive symptoms, as well impairing our ability to focus and manage em
    Eating Healthy Doesn’t Have to Be Expensive

    Eating Healthy Doesn’t Have to Be Expensive

    Eating a well-balanced diet is a key component of living a long, healthy life. Many Americans think that eating healthy means they have to empty their wallets, which isn’t necessarily the truth. Keep the following money saving tips in mind next time you’re grocery shopping: Make a weekly meal plan. Before you go to the store, think about what meals and snacks you want for the week. Read recipes thoroughly so you can make an accurate list of everything you need, reducing th
    IRS Allows HDHP to Cover Coronavirus Testing with Little or No Deductible

    IRS Allows HDHP to Cover Coronavirus Testing with Little or No Deductible

    HIGH DEDUCTIBLE HEALTH PLANS AND EXPENSES RELATED TO COVID-19 Many of the nation’s largest insurers have announced that they will be waiving the deductible or other cost-sharing for testing or other expenses related to the 2019 Novel Coronavirus (“COVID-19”). Plan sponsors that offer coverage to employees through a high deductible health plan (“HDHP”) asked whether this waiver would affect the health plan’s status as a high deductible health plan and, relatedly, a participant
    HHS Increases Civil Penalties for HIPAA Violations

    HHS Increases Civil Penalties for HIPAA Violations

    The Department of Health and Human Services (HHS) recently published a final rule increasing the civil monetary penalties for violations of laws enforced by HHS, including the HIPAA privacy and security rules. HHS is required to adjust these penalties for inflation each year to improve their effectiveness and maintain their deterrent effect. The new penalty amounts are effective for penalties assessed on or after Jan. 17, 2020. 2020 HIPAA Civil Penalties HHS may assess civi
    The Insurance Policies You Need After Retirement

    The Insurance Policies You Need After Retirement

    Retirement is when everything changes. Retirees may end up with new schedules, new hobbies and even new homes. In the midst of all these exciting changes, don't overlook the mundane: your insurance coverage. With a new season of life at hand, old policies may no longer meet your needs. However, seniors should be cautious about canceling their policies. You need to consider your future insurability as well as your individual circumstances and life goals. These guidelines can h
    {"items":["5f8f1088773f190017cec0f8","5f8f1088773f190017cec0f9","5f8f1088773f190017cec0fa","5f8f1088773f190017cec0fb","5f8f1088773f190017cec0fc"],"styles":{"galleryType":"Columns","groupSize":1,"showArrows":true,"cubeImages":true,"cubeType":"fill","cubeRatio":1.3333333333333333,"isVertical":true,"gallerySize":30,"collageAmount":0,"collageDensity":0,"groupTypes":"1","oneRow":false,"imageMargin":32,"galleryMargin":0,"scatter":0,"chooseBestGroup":true,"smartCrop":false,"hasThumbnails":false,"enableScroll":true,"isGrid":true,"isSlider":false,"isColumns":false,"isSlideshow":false,"cropOnlyFill":false,"fixedColumns":1,"enableInfiniteScroll":true,"isRTL":false,"minItemSize":50,"rotatingGroupTypes":"","rotatingCubeRatio":"","gallerySliderImageRatio":1.7777777777777777,"numberOfImagesPerRow":1,"numberOfImagesPerCol":1,"groupsPerStrip":0,"borderRadius":0,"boxShadow":0,"gridStyle":1,"mobilePanorama":false,"placeGroupsLtr":false,"viewMode":"preview","thumbnailSpacings":4,"galleryThumbnailsAlignment":"bottom","isMasonry":false,"isAutoSlideshow":false,"slideshowLoop":false,"autoSlideshowInterval":4,"bottomInfoHeight":0,"titlePlacement":"SHOW_ON_THE_RIGHT","galleryTextAlign":"center","scrollSnap":false,"itemClick":"nothing","fullscreen":true,"videoPlay":"hover","scrollAnimation":"NO_EFFECT","slideAnimation":"SCROLL","scrollDirection":0,"overlayAnimation":"FADE_IN","arrowsPosition":0,"arrowsSize":23,"watermarkOpacity":40,"watermarkSize":40,"useWatermark":true,"watermarkDock":{"top":"auto","left":"auto","right":0,"bottom":0,"transform":"translate3d(0,0,0)"},"loadMoreAmount":"all","defaultShowInfoExpand":1,"allowLinkExpand":true,"expandInfoPosition":0,"allowFullscreenExpand":true,"fullscreenLoop":false,"galleryAlignExpand":"left","addToCartBorderWidth":1,"addToCartButtonText":"","slideshowInfoSize":200,"playButtonForAutoSlideShow":false,"allowSlideshowCounter":false,"hoveringBehaviour":"NEVER_SHOW","thumbnailSize":120,"magicLayoutSeed":1,"imageHoverAnimation":"NO_EFFECT","imagePlacementAnimation":"NO_EFFECT","calculateTextBoxWidthMode":"PERCENT","textBoxHeight":0,"textBoxWidth":200,"textBoxWidthPercent":50,"textImageSpace":10,"textBoxBorderRadius":0,"textBoxBorderWidth":0,"loadMoreButtonText":"","loadMoreButtonBorderWidth":1,"loadMoreButtonBorderRadius":0,"imageInfoType":"ATTACHED_BACKGROUND","itemBorderWidth":5,"itemBorderRadius":0,"itemEnableShadow":false,"itemShadowBlur":20,"itemShadowDirection":135,"itemShadowSize":10,"imageLoadingMode":"BLUR","expandAnimation":"NO_EFFECT","imageQuality":90,"usmToggle":false,"usm_a":0,"usm_r":0,"usm_t":0,"videoSound":false,"videoSpeed":"1","videoLoop":true,"gallerySizeType":"px","gallerySizePx":670,"allowTitle":true,"allowContextMenu":true,"textsHorizontalPadding":-30,"itemBorderColor":{"themeName":"color_11","value":"rgba(255,255,255,1)"},"showVideoPlayButton":true,"galleryLayout":2,"targetItemSize":670,"selectedLayout":"2|bottom|1|fill|true|0|true","layoutsVersion":2,"selectedLayoutV2":2,"isSlideshowFont":false,"externalInfoHeight":0,"externalInfoWidth":0.5},"container":{"width":670,"galleryWidth":702,"galleryHeight":0,"scrollBase":0,"height":null}}
    Featured Posts
    2020 Employer Health Benefits Annual Survey

    2020 Employer Health Benefits Annual Survey

    It’s That Time of the Year Again: Flu Season

    It’s That Time of the Year Again: Flu Season

    Before You Turn 65, 10 Things To Know About Medicare

    Before You Turn 65, 10 Things To Know About Medicare

    I’m Leaving My Job – And My Insurance, What Options Do I Have?

    I’m Leaving My Job – And My Insurance, What Options Do I Have?

    The Marketplace Is Proud To Partner With RCB & Associates, LLC!

    The Marketplace Is Proud To Partner With RCB & Associates, LLC!

    Preparing for an Unprecedented Open Enrollment Period

    Preparing for an Unprecedented Open Enrollment Period

    5 Things to Improve Your Mental Health

    5 Things to Improve Your Mental Health

    Catch up with your friends at RCB & Associates, LLC

    Catch up with your friends at RCB & Associates, LLC

    The Triple Tax Advantages Of Your HSA Plan

    The Triple Tax Advantages Of Your HSA Plan

    The Insurance Policies You Need After Retirement

    The Insurance Policies You Need After Retirement

    {"items":["5fa6f9a39fbb5a0017574deb","5fa2d32424beb70017fdcf8c","5f8f1087b3fd980017d5f422","5f8f1087b3fd980017d5f423","5f8f1087b3fd980017d5f424","5f8f1087b3fd980017d5f425","5f8f1087b3fd980017d5f429","5f8f108890fdc500170cefbf","5f8f108890fdc500170cefc3","5f8f1088773f190017cec0fc"],"styles":{"galleryType":"Strips","groupSize":1,"showArrows":true,"cubeImages":true,"cubeType":"fill","cubeRatio":"100%/100%","isVertical":false,"gallerySize":30,"collageDensity":0.8,"groupTypes":"1","oneRow":true,"imageMargin":0,"galleryMargin":0,"scatter":0,"chooseBestGroup":true,"smartCrop":false,"hasThumbnails":false,"enableScroll":true,"isGrid":false,"isSlider":false,"isColumns":false,"isSlideshow":true,"cropOnlyFill":false,"fixedColumns":1,"enableInfiniteScroll":true,"isRTL":false,"minItemSize":120,"rotatingGroupTypes":"","rotatingCubeRatio":"","gallerySliderImageRatio":1.7777777777777777,"numberOfImagesPerRow":3,"numberOfImagesPerCol":1,"groupsPerStrip":0,"borderRadius":0,"boxShadow":0,"gridStyle":0,"mobilePanorama":false,"placeGroupsLtr":false,"viewMode":"preview","thumbnailSpacings":4,"galleryThumbnailsAlignment":"bottom","isMasonry":false,"isAutoSlideshow":true,"slideshowLoop":false,"autoSlideshowInterval":3,"bottomInfoHeight":0,"titlePlacement":"SHOW_ON_HOVER","galleryTextAlign":"center","scrollSnap":true,"itemClick":"nothing","fullscreen":true,"videoPlay":"hover","scrollAnimation":"NO_EFFECT","slideAnimation":"SCROLL","scrollDirection":1,"overlayAnimation":"FADE_IN","arrowsPosition":0,"arrowsSize":18,"watermarkOpacity":40,"watermarkSize":40,"useWatermark":true,"watermarkDock":{"top":"auto","left":"auto","right":0,"bottom":0,"transform":"translate3d(0,0,0)"},"loadMoreAmount":"all","defaultShowInfoExpand":1,"allowLinkExpand":true,"expandInfoPosition":0,"allowFullscreenExpand":true,"fullscreenLoop":false,"galleryAlignExpand":"left","addToCartBorderWidth":1,"addToCartButtonText":"","slideshowInfoSize":160,"playButtonForAutoSlideShow":false,"allowSlideshowCounter":false,"hoveringBehaviour":"NEVER_SHOW","thumbnailSize":120,"magicLayoutSeed":1,"imageHoverAnimation":"NO_EFFECT","imagePlacementAnimation":"NO_EFFECT","calculateTextBoxWidthMode":"PERCENT","textBoxHeight":0,"textBoxWidth":200,"textBoxWidthPercent":50,"textImageSpace":10,"textBoxBorderRadius":0,"textBoxBorderWidth":0,"loadMoreButtonText":"","loadMoreButtonBorderWidth":1,"loadMoreButtonBorderRadius":0,"imageInfoType":"ATTACHED_BACKGROUND","itemBorderWidth":0,"itemBorderRadius":0,"itemEnableShadow":false,"itemShadowBlur":20,"itemShadowDirection":135,"itemShadowSize":10,"imageLoadingMode":"BLUR","expandAnimation":"NO_EFFECT","imageQuality":90,"usmToggle":false,"usm_a":0,"usm_r":0,"usm_t":0,"videoSound":false,"videoSpeed":"1","videoLoop":true,"gallerySizeType":"px","gallerySizePx":220,"allowTitle":true,"allowContextMenu":true,"textsHorizontalPadding":-30,"showVideoPlayButton":true,"galleryLayout":5,"targetItemSize":220,"selectedLayout":"5|bottom|1|fill|false|1|true","layoutsVersion":2,"selectedLayoutV2":5,"isSlideshowFont":true,"externalInfoHeight":0,"externalInfoWidth":0},"container":{"width":220,"height":284,"galleryWidth":220,"galleryHeight":123,"scrollBase":0}}
    Recent Posts
    RCB & Associates achieves Elite status for enrolling over 100 consumers during Open Enrollment

    RCB & Associates achieves Elite status for enrolling over 100 consumers during Open Enrollment

    5 Tips For Maximizing Your Benefits During Open Enrollment

    5 Tips For Maximizing Your Benefits During Open Enrollment

    2020 Employer Health Benefits Annual Survey

    2020 Employer Health Benefits Annual Survey

    It’s That Time of the Year Again: Flu Season

    It’s That Time of the Year Again: Flu Season

    When is Medicare Open Enrollment?

    When is Medicare Open Enrollment?

    Before You Turn 65, 10 Things To Know About Medicare

    Before You Turn 65, 10 Things To Know About Medicare

    I’m Leaving My Job – And My Insurance, What Options Do I Have?

    I’m Leaving My Job – And My Insurance, What Options Do I Have?

    The Marketplace Is Proud To Partner With RCB & Associates, LLC!

    The Marketplace Is Proud To Partner With RCB & Associates, LLC!

    Preparing for an Unprecedented Open Enrollment Period

    Preparing for an Unprecedented Open Enrollment Period

    Top employee stressors identified in study

    Top employee stressors identified in study

    {"items":["5fc503d8045e230017d8df27","5fa6fdf7f30f740017e2cd51","5fa6f9a39fbb5a0017574deb","5fa2d32424beb70017fdcf8c","5f8f1087b3fd980017d5f421","5f8f1087b3fd980017d5f422","5f8f1087b3fd980017d5f423","5f8f1087b3fd980017d5f424","5f8f1087b3fd980017d5f425","5f8f1087b3fd980017d5f426"],"styles":{"galleryType":"Columns","groupSize":1,"showArrows":true,"cubeImages":true,"cubeType":"max","cubeRatio":1.7777777777777777,"isVertical":true,"gallerySize":30,"collageAmount":0,"collageDensity":0,"groupTypes":"1","oneRow":false,"imageMargin":22,"galleryMargin":0,"scatter":0,"chooseBestGroup":true,"smartCrop":false,"hasThumbnails":false,"enableScroll":true,"isGrid":true,"isSlider":false,"isColumns":false,"isSlideshow":false,"cropOnlyFill":false,"fixedColumns":0,"enableInfiniteScroll":true,"isRTL":false,"minItemSize":50,"rotatingGroupTypes":"","rotatingCubeRatio":"","gallerySliderImageRatio":1.7777777777777777,"numberOfImagesPerRow":3,"numberOfImagesPerCol":1,"groupsPerStrip":0,"borderRadius":0,"boxShadow":0,"gridStyle":0,"mobilePanorama":false,"placeGroupsLtr":false,"viewMode":"preview","thumbnailSpacings":4,"galleryThumbnailsAlignment":"bottom","isMasonry":false,"isAutoSlideshow":false,"slideshowLoop":false,"autoSlideshowInterval":4,"bottomInfoHeight":0,"titlePlacement":["SHOW_ON_THE_RIGHT","SHOW_BELOW"],"galleryTextAlign":"center","scrollSnap":false,"itemClick":"nothing","fullscreen":true,"videoPlay":"hover","scrollAnimation":"NO_EFFECT","slideAnimation":"SCROLL","scrollDirection":0,"overlayAnimation":"FADE_IN","arrowsPosition":0,"arrowsSize":23,"watermarkOpacity":40,"watermarkSize":40,"useWatermark":true,"watermarkDock":{"top":"auto","left":"auto","right":0,"bottom":0,"transform":"translate3d(0,0,0)"},"loadMoreAmount":"all","defaultShowInfoExpand":1,"allowLinkExpand":true,"expandInfoPosition":0,"allowFullscreenExpand":true,"fullscreenLoop":false,"galleryAlignExpand":"left","addToCartBorderWidth":1,"addToCartButtonText":"","slideshowInfoSize":200,"playButtonForAutoSlideShow":false,"allowSlideshowCounter":false,"hoveringBehaviour":"NEVER_SHOW","thumbnailSize":120,"magicLayoutSeed":1,"imageHoverAnimation":"NO_EFFECT","imagePlacementAnimation":"NO_EFFECT","calculateTextBoxWidthMode":"PERCENT","textBoxHeight":60,"textBoxWidth":200,"textBoxWidthPercent":75,"textImageSpace":10,"textBoxBorderRadius":0,"textBoxBorderWidth":0,"loadMoreButtonText":"","loadMoreButtonBorderWidth":1,"loadMoreButtonBorderRadius":0,"imageInfoType":"ATTACHED_BACKGROUND","itemBorderWidth":0,"itemBorderRadius":0,"itemEnableShadow":false,"itemShadowBlur":20,"itemShadowDirection":135,"itemShadowSize":10,"imageLoadingMode":"BLUR","expandAnimation":"NO_EFFECT","imageQuality":90,"usmToggle":false,"usm_a":0,"usm_r":0,"usm_t":0,"videoSound":false,"videoSpeed":"1","videoLoop":true,"gallerySizeType":"px","gallerySizePx":1000,"allowTitle":true,"allowContextMenu":true,"textsHorizontalPadding":-30,"itemBorderColor":{"themeName":"color_12","value":"rgba(234,234,234,0)"},"showVideoPlayButton":true,"galleryLayout":2,"calculateTextBoxHeightMode":"MANUAL","targetItemSize":1000,"selectedLayout":"2|bottom|1|max|true|0|true","layoutsVersion":2,"selectedLayoutV2":2,"isSlideshowFont":true,"externalInfoHeight":60,"externalInfoWidth":0.75},"container":{"width":220,"galleryWidth":242,"galleryHeight":0,"scrollBase":0,"height":null}}
    Archive
    • November 2020 (4)
    • October 2020 (1)
    • September 2020 (4)
    • August 2020 (2)
    • July 2020 (3)
    • June 2020 (2)
    • May 2020 (6)
    • April 2020 (3)
    • March 2020 (5)
    • February 2020 (3)
    • January 2020 (1)
    • December 2019 (1)
    • September 2019 (2)
    • August 2019 (2)
    • July 2019 (4)
    • June 2019 (1)
    • May 2019 (1)
    • April 2019 (4)
    • March 2019 (3)
    • February 2019 (3)
    • January 2019 (5)
    • December 2018 (5)
    • November 2018 (2)
    • October 2018 (3)
    • September 2018 (1)
    • August 2018 (3)
    • July 2018 (2)
    • June 2018 (4)
    • May 2018 (4)
    • April 2018 (4)
    • March 2018 (4)
    • February 2018 (3)
    • January 2018 (5)
    • December 2017 (1)
    • November 2017 (3)
    • October 2017 (1)
    • September 2017 (3)
    • August 2017 (4)
    • July 2017 (3)
    • June 2017 (4)
    • May 2017 (3)
    • April 2017 (3)
    • March 2017 (1)
    • February 2017 (1)
    • May 2014 (1)
    Search By Tags
    • 1095
    • 1099 vs employee
    • ACA
    • ACA Subsidies
    • ADA
    • Adiction in the workplace
    • Adoption
    • affordable care act
    • Affordable coverage Test
    • Agent support
    • Agents value
    • AHP's
    • AMA
    • Attract the best candidates
    • Back to basics
    • BCBSM
    • Becoming self-employed
    • Benefits
    • Better sleep
    • CEO
    • cobra
    • Cobra Insurance
    • Communication
    • Commuter allowance
    • Competetive employee benefits
    • Consumer Spending
    • Coronavirus
    • Cost-sharing for testing
    • COVID-19
    • Coworkers
    • CPA advice
    • Critical Illness Insurance
    • Critical illnesses
    • culture
    • Dependent questions
    • Disability insurance
    • DOL
    • Eat well
    • Emergency Paid Sick Leave Act
    • Employee engagement
    • Employee safety
    • employees
    • Employer health plan options
    • Employer HealthPlans
    • Employer plans
    • Enhanced literacy
    • Enrollment period
    • Ergonomics
    • Executive Order
    • Family Planning
    • Final Expense Insurance
    • FLSA
    • Flu
    • FMLA
    • Fringe benefits
    • FSA
    • funeral Costs
    • Funeral Insurance
    • GeoBlue
    • Gig economy
    • grotenhuis
    • HDHP
    • Health advice
    • Health Benefits
    • Health Care
    • Health Care cost
    • Health care coverage
    • health care reform
    • health insurance
    • Health Insurance costs
    • Health Insurance Mandate
    • Health reimbursement arrangements
    • Health Savings Accounts
    • Health Savings Plans
    • Health, Managing Health Insurance
    Follow Us