Q. I’m planning to leave my job to become self-employed in April. My insurance will end on April 30, but I have the option to take COBRA. Do I qualify for a special enrollment period to get an individual plan in the exchange as of May 1, or do I have to take COBRA? A: You do not have to continue your plan with COBRA. You qualify for special open enrollment if your employer-sponsored insurance is ending (assuming it qualifies as minimum essential coverage), even if you have th