Open enrollment season is underway for most employees. With millions of others out of work, employer-sponsored health insurance is a benefit that workers who still have jobs may not be so quick to take for granted this year. About 157 million Americans rely on employer-sponsored coverage and yet, before 2020, most people spent very little time reviewing their workplace health-care plan during the open enrollment period. Now, in the middle of a public health crisis, more people are working from home and juggling remote schooling for their children. They may be skipping elective medical procedures and relying on dependent care or may be finally ready to firm up a safety net in the case of a pr
Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefits trends. This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, offer rates, wellness programs, and employer practices. The 2020 survey included 1,765 interviews with non-federal public and private firms. Plan Enrollment Trends The following were the most common plan types in 2020: Preferred provider organizations (PPOs)—47% of workers covered High deductible health plans with a savings option (HDHP/SOs)— 31% of workers covered He
The flu vaccine is your best chance of preventing the illness, and it’s more important than ever this year. Flu Prevention Currently, the CDC recommends an annual flu vaccine for anyone over 6 months of age. In addition to getting your vaccine, there are some other ways to help protect yourself during this flu season. Avoid close contact with people who are sick, and stay home when you’re sick. It’s critical to continue good hygiene by covering your coughs and sneezes and washing your hands. Safety measures made a positive impact on flu cases earlier this year, and they will continue to be crucial as we enter flu season. Get Your Flu Shot If you’re unsure about getting a flu vaccine, here ar
