In your 20s and 30s, you’re focused on building your life. Your thoughts center around personal goals, repaying your student loans, starting a family, and maybe even traveling and seeing more of the world. But what about estate planning? If you think you’re too young — think again. Incapacity can occur at any age. Most people prefer to have control over what happens to their belongings when the unthinkable happens. But when there’s no plan in place, the state decides what hap

A medical emergency can happen at any time, and it is important that you are able to act quickly and effectively when it does. A key step in being ready for a serious health event is understanding your health plan and other available benefits and how to best utilize them. The following considerations will help you prepare. In-network Providers Look into which providers are in-network to reduce health care costs. Before seeing a new doctor, review your health insurance policy