A healthy lifestyle doesn’t guarantee a long life, but it will add life to your years. The idea that we can control our health destinies based on how we eat exercise and live is an enticing one, especially in our risk-averse society. Unfortunately, an unwavering belief in the power of a healthy lifestyle can turn the pursuit of health into a sort of moral imperative, leading to everything from weight stigma to a weighty sense of personal responsibility. The reality is that a

The calculation of full-time equivalent (FTE) is an employee's scheduled hours divided by the employer's hours for a full-time workweek. When an employer has a 40-hour workweek, employees who are scheduled to work 40 hours per week are 1.0 FTEs. Employees scheduled to work 20 hours per week are 0.5 FTEs. An employer with a 35-hour workweek would simply divide the employee's scheduled hours by 35 to determine the FTE. For example, an employee scheduled to work 21 hours per wee

Despite the fact that the majority of freelance workers say they’re doing well, that doesn’t change the fact that factors unique to their positions make it difficult or impossible for them to save for retirement. And among those freelancers who say they’re doing “just okay” or are not doing well, the situation is even more pronounced. And it’s something they worry about. More than half of freelancers (52 percent) say the lack of an employer-sponsored retirement plan was a con

Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the IRS. The IRS typically announces the dollar limits that will apply for the next calendar year well in advance of the beginning of that year. This gives employers time to update their plan designs and make sure their plan administration will be consistent with the new limits. Although some of the limits will increase for 2021, most of the limits remain the same. Increa