Most people may not realize that life insurance can provide benefits well beyond paying for funeral expenses. You’ll want to consider life insurance if someone depends on your income for any number of reasons. That, of course, includes providing for children, but you could also use it to ensure your debts are paid or that loved ones receive the care they need. Beyond just estate planning, life insurance continues to be a versatile cornerstone of financial planning strategies,

What do most first-time entrepreneurs think is the key to success? A good idea. In my opinion, less than 10 percent of a business’s ultimate success comes from the idea—it’s merely the starting point of the whole venture. The vast majority of success, the other 90 percent comes from great execution and usually a little luck too. Great execution certainly starts with the founder’s hard work, but to really succeed a business requires a team of great people and a culture to supp