Open Enrollment for 2019 health plans starts November 1, 2018

Important dates to note:

November 1, 2018: Open Enrollment starts — first day you can enroll, re-enroll, or change a 2019 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2019.

December 15, 2018: Last day to enroll in or change plans for coverage to start January 1, 2019.

Did you know - it costs you nothing to use a qualified insurance agent?

Searching the web for your options and hoping you did not make a mistake (which may have $ penalties) or overlook coverage options you need, all takes time and creates worry.

A qualified agent, like ours at RCB & Associates, LLC, not only knows how to work with federal subsidies, we know how to guide you and streamline the offerings to find the right insurance fit for you.

Giving you peace of mind and finding you the best coverage for your needs, is our goal! Call us at 616-233-9050.

Need 2018 coverage outside of open enrollment?

You can still get health coverage if you qualify for a Special Enrollment Period due to a qualifying life event — like getting married, losing other coverage, or having a baby. Find out if you qualify.

Don't qualify for a special enrollment period? We've got you covered.

Short Term Coverage Apply for a short-term plan for the part of the rest of the year. These plans are less expensive than many individual ACA plans but do not cover some of the essential health benefits such as maternity coverage. These plans are your best option if you don't currently qualify for a special enrollment period.

Medicaid & CHIP – apply any time

There’s no limited enrollment period for Medicaid or the Children’s Health Insurance Program (CHIP). You can apply any time.

Health Insurance Exemptions For 2019

The individual mandate was repealed for 2019. Meaning, Americans without health coverage in 2019 will not be subject to a tax penalty. However, anyone without health insurance in 2018 may still have to pay up come tax season.

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